Savings Rates Remain Attractive, But the End of High APYs Is Near, Experts Say That doesn't mean you should take your money out of a savings account. Here's why. For weeks, we’ve been closely tracking banks with the best high-yield savings accounts. And each...
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Forbes Article 5.30.23
Is It Worth Saving Money When You're Young? Several years ago, a Cambridge study suggested auto-enrollment alone would not solve the dilemma of too few younger employees saving enough for retirement. More recently, the Society for Human Resource Management’s 2020...
Forbes Article 5.21.23
Who Is The Most Realistic About Retirement? It happens to everyone. It will happen to you, too. There’s no escaping it. Sooner or later, you’ll be toiling away at your nine-to-five, and it will hit you. “I’m not going to spend the rest of my life doing this.” You...
WealthWise Viewpoint: Note on the Silicon Valley Bank FDIC Take-over and Overall Banking Outlook
The US Economy is geographically diverse with particular regions often having specialized economies. Because of this, the Federal Reserve doesn’t operate just a single hub bank in Washington, but rather several banks dispersed across the country that operate with...
10 Attributes of Great Financial Advisors
Dimensional has been working with financial advisors for more than three decades. To recognize the impact they have on the investor experience, we compiled a list of 10 attributes of great financial advisors. 1. PURPOSEFUL: THEY HAVE A CLEAR MISSION TO SERVE CLIENTS...
What Can You Buy With 529 Distributions?
Some of the biggest challenges many face when it comes to education are financial. Luckily, a 529 college saving plan can help. And they're not just for college anymore - added to the tuition eligibility are K-12, private and religious schools. These funds can also be...
Conquering Retirement Challenges for Women
When it comes to retirement, women may face unique obstacles that can make saving for retirement more challenging. Given that women typically live longer than men, retirement money for women may need to stretch even further.1 Despite these challenges, a wise strategy...
Your Shifting Risk Tolerance
When you created your investment strategy, your asset allocation should have reflected your goals, time horizon, and tolerance for risk. But over time, any of those three factors may have changed, and your portfolio may now need adjustments to reflect your new...
Consider Keeping Your Life Insurance When You Retire
Do you need a life insurance policy in retirement? One school of thought questions this decision. Perhaps your kids have grown, and the need to help protect the household against the loss of an income-earner has passed. If you are thinking about dropping your coverage...
Bull and Bear Markets: A Timeline
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Retirement Plan Choices for Small Businesses
As a small-business owner, figuring out retirement choices can be a little intimidating. How do you pick the most appropriate retirement plan for your business as well as your employees? There are a number of choices when creating retirement plan strategies for you...
Five Most Overlooked Tax Deductions
Who among us wants to pay the IRS more taxes than we have to? While few may raise their hands, Americans regularly overpay because they fail to take tax deductions for which they are eligible. Let’s take a quick look at the five most overlooked opportunities to manage...